Last Updated: May 11, 2026
By accessing or using the Timeless Flow website (timeless-flow.com), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website or services.
Timeless Flow provides retirement planning and pension advisory services to clients across Australia. These terms govern your use of our website and the provision of our services.
You may use our website for lawful purposes only. You agree not to:
If you create an account on our website, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Our retirement planning services are provided subject to a separate service agreement. The terms of that agreement will govern the specific services provided to you.
While we strive to provide accurate and helpful information, the content on our website is for general informational purposes only and should not be considered personalized financial advice. You should consult with a qualified financial advisor before making any financial decisions.
We do not guarantee specific financial outcomes or returns. Past performance and projections do not guarantee future results. All investments and financial strategies carry inherent risks.
All content on this website, including text, graphics, logos, images, and software, is the property of Timeless Flow or its content suppliers and is protected by Australian and international copyright laws.
You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.
If you submit content to our website (such as comments, reviews, or testimonials), you grant Timeless Flow a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display that content.
You represent that any content you submit:
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of external sites. Your use of third-party websites is at your own risk.
We strive to maintain website availability but do not guarantee uninterrupted access. The website may be unavailable due to maintenance, technical issues, or circumstances beyond our control.
While we make reasonable efforts to ensure the accuracy of information on our website, we do not warrant that all information is complete, current, or error-free.
To the fullest extent permitted by Australian law, Timeless Flow shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
Our total liability for any claim arising from these terms or your use of our website shall not exceed the amount you paid for our services in the 12 months preceding the claim.
You agree to indemnify and hold harmless Timeless Flow, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:
Your use of our website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your personal information.
Timeless Flow operates in accordance with Australian financial services regulations. Our services are designed for Australian residents and may not be suitable for individuals in other jurisdictions.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
We reserve the right to terminate or suspend your access to our website at any time, without notice, for any reason, including violation of these Terms of Use.
These Terms of Use are governed by the laws of Queensland, Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Queensland.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Timeless Flow regarding your use of our website and services.
If you have questions about these Terms of Use, please contact us:
Timeless Flow
Level 12, 348 Edward Street
Brisbane QLD 4000, Australia
Email: [email protected]